API licensed company in Poland (Authorized Payment Institutions)

Selling Points

The company has year-over-year revenue growth, with approx. PLN 1 billion in annual FX turnover.
The operation is largely automated: fewer than 10 employees can handle the entire business, with the ability to further scale turnover without increasing costs.

Key Features

It’s a dividend-generating company.

The company has no liabilities and has been continuously profitable since 2020, distributing dividends to its founders every year.

It can also be seen as a fintech business, as it has fully tested software (proven across 13 deployments) for rapidly launching white-label online currency exchange platforms for various partners.EBITDA 2025 +- 1,5 mln zł
EBITDA 2024  0,61 mln zł
EBITDA 2023 0,57 mln zł

New user registration: +25% from 6200 in 2024 up to +- 7700 in 2025. Total number of clients in the database: more than 100 000 users. Active clients in 2025: +- 10 000 users

Licenced Services

• Accepting and withdrawing cash on a payment account, and all actions necessary for maintaining such an account
• Executing payment transactions, including transfers to payment accounts with the user’s provider or another provider using a payment card or similar instrument
• Executing payment transactions, including transfers to payment accounts with the user’s provider or another provider through credit transfers, including standing orders
• Issuing payment instruments
• Providing money remittance services