Spain Licensed Payment Institution (PI) in Spain
€1,300,000
Sold| Regulator | Central Bank of Spain |
| Regulatory Structure / Authorization Type | Payment Institution (PI) |
| Regulatory Status | Licensed |
| Authorized Jurisdictions | European Union |
| Banking & Payment Access | Established banking connections and payment rails |
| Transaction Type | Acquisition or investment opportunity in licensed entity |
This listing represents an acquisition or investment opportunity in a licensed Payment Institution (PI) regulated by the Central Bank of Spain. The company operates as a European money remittance and payment organisation, facilitating payment and transfer services primarily within the European Union.
The business specialises in money transfers between the EU and Cuba, offering fast and cost-efficient services through a multi-channel platform. Payment methods include Visa and Mastercard card payments, SEPA wire transfers, bank deposits, cash pickup through partner locations, debit card deposits, and airtime top-ups across a broad network of operators.
The company operates under a solid regulatory framework and maintains established banking relationships and an existing EU client base. A team of twelve experienced professionals is available to continue operations following acquisition, providing operational continuity and sector expertise.
Technology and Compliance Stack
• Multi-channel payment platform
• Visa and Mastercard payment processing via third-party providers
• SEPA wire transfers
• Trustly integration for online transfers
• Swedish proxy payment integration
• AML and regulatory compliance framework aligned with EU payment regulations
(Specific vendors beyond those listed are not disclosed)
Service & Payment Capabilities
The Payment Institution currently supports:
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Card-based payments via Visa and Mastercard
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SEPA wire transfers
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Bank deposits
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Cash pickup through partner locations
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Debit card deposits
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Airtime top-ups across multiple operators
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Immediate online transfers via integrated payment solutions
All services are delivered within the scope of the company’s existing PI authorisation.
Market Positioning & Growth Considerations
The Payment Institution is positioned for continued growth based on its established regulatory status, operational infrastructure, and existing customer base. Potential growth opportunities include:
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Diversification of payment services for international corridors
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Geographic expansion within the EU and Canada
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Further development of the technology platform to enhance user experience and transaction speed
These opportunities are presented as strategic considerations rather than guaranteed outcomes.